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Bob's Clips


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A Benefits Philosophy
It all came down to adherence and accountability at this year's Solutions in Drug Plan Management conference.
A Benefits Philosophy 183.79K Download
Absence Management
Early Identification leads to Early Intervention - Is your early intervention truly early? When should the clock start ticking on intervention? It's great to preach Early Intervention and promote early return to work, but if employers miss the key signals of employees who may be at risk, they miss their chance to intervene early.
Absence Management 323.42K Download
Cost Plus Health Insurance: A case in point
The case of Spicy Sports Inc. et al v. The Queen, 2004 TCC 463, an informal procedure case before the Tax Court of Canada, involved a "cost plus" health insurance policy purchased for the major shareholder and principal employee of the corporation, which operated a sports supply shop. The case, described in the following article, serves to reinforce the need for appropriate planning in establishing private health services plans.
Cost Plus Health Insurance: A case in point 267.36K Download
Disabled or Critical?
How does critical illness insurance (CI) fit into a client's risk management portfolio, versus long term disability (LTD) insurance? It depends on an individual client's circumstances.
Disabled or Critical? 222.64K Download
E-Prescriptions
Health Canada is working on new legislation that could revolutionize how Canadians obtain medication, allowing doctors to send prescriptions electronically to the pharmacist.
E-Prescriptions 215.99K Download
End to Mandatory Retirement
Ontario and New Brunswick have both introduced bills concerning mandatory retirement. If these bills are passed, Ontario and New Brunswick would join Albert, Manitoba, Quebec, Prince Edward Island, Northwest Territories, Nunavut, and the Yukon in viewing mandatory retirement based on as age discriminatory.
End to Mandatory Retirement 487.07K Download
Evolution of Dental Plans
Evolution of Dental Plans 20.59K Download
Fraud Prevention
Too good to be true? Discounts on orthopaedic footwear may cost benefits plans money.
Fraud Prevention 520.27K Download
Frontlines: Prescription for Healthcare
Plan sponsors and plan members alike are speaking out about the future of healthcare. Three different surveys recently weighed in on the private/public healthcare debate.
Frontlines: Prescription for Healthcare 434.3K Download
New Frontiers
Advisors need to remain abreast of changes in the insurance landscape.
New Frontiers 304.74K Download
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